Terms of Service

By using this website, you agree to these terms.

1. Who We Are

ALLEN JYI SMITH is a licensed insurance producer (G247021) authorized to offer Bristol West auto insurance products. We are NOT an employee of Bristol West Insurance Company; policies are issued and underwritten by Bristol West.

2. Eligibility

You must be 18+ and a U.S. resident to use this service.

3. What We Don't Do

We do NOT:

• Issue, bind, or modify insurance policies
• Collect premiums or process claims
• Provide insurance, legal, or financial advice
• Guarantee quotes, rates, or coverage
• Guarantee approval for any insurance product

4. Relationship to Bristol West Insurance

Licensed insurance agent authorized to offer Bristol West Insurance products. FLAMINGO BLACK CONSULTING LLC — G247021. Not an employee of Bristol West Insurance Company or Farmers Insurance Group. "Bristol West" is a trademark of its owner, used here to identify the products offered.

5. Phone Call Consent (TCPA)

By submitting a phone number, you expressly consent to calls (including auto-dialed/pre-recorded), texts, and emails from FLAMINGO BLACK CONSULTING LLC regarding Bristol West insurance quotes — even if on a Do Not Call list. Consent is not required for purchase.

6. Your Obligations

• Provide accurate information
• Use the service only for lawful purposes
• Don't attempt to hack or disrupt the service
• Don't spam or abuse the contact form

7. Disclaimer of Warranties

THIS SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES. WE MAKE NO GUARANTEE ABOUT ACCURACY, AVAILABILITY, OR FITNESS FOR PURPOSE.

8. Limitation of Liability

We are NOT liable for any indirect damages, lost profits, or issues arising from your use of this service.

9. Changes to Terms

We may update these terms anytime. Continued use means you accept the updates.

10. Governing Law

These terms are governed by applicable state and federal law.

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